BUY WITH US
Buying property in Spain can be complicated, and that’s where we come in. We guide you through the process and make sure everything is safe and secure.
When we work with investors, we look at properties from an investment perspective. We focus on finding good deals, negotiating strongly, and adding value through renovations to maximize returns.
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For homebuyers, we take a different approach. Instead of only looking at numbers, we focus on lifestyle, location, and long-term comfort, making sure the property feels like the right fit.
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Whether you’re an investor or a homebuyer, our goal is simple: to make the process smooth, transparent, and set up for long-term success.
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Buying:
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Introduction call: We start with a quick call to understand your goals and answer your first questions.
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Mortgage: Apply for mortgage (if needed)
If financing is required, we connect you with the right banks and guide you through the process.
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Strategy session: Together we create a clear investment strategy that fits your budget and objectives.
NIE number / Bank account: We help you secure an NIE number and open a Spanish bank account — essentials for buying property here.
Object selection: Based on your criteria, we present a selection of properties with strong potential.
Viewings: We arrange and attend viewings, giving you honest feedback on each property.
Making offers: Once you’ve found the right fit, we prepare and negotiate offers on your behalf.
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After Purchase
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Purchase agreement: Before signing the purchase agreement, we carry out full due diligence together with our lawyer. Only once everything is approved, we move forward — making sure the contract is secure and fully protects your interests..
Closing: We guide you through the notary process so the property officially becomes yours.
Transfer ownership of utilities: We handle the switch of utilities and ensure everything is in your name.
Renovation:if needed, we manage renovations to add value and tailor the property to your needs.
Generate rental income: Once ready, your property can start generating steady rental income.
Monthly checkup call (if needed): We stay connected with regular updates and support to keep everything on track.
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What costs should a buyer expect?
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Transfer tax: 6–10% depending on the region (for new construction: 10% VAT on mainland + 1.2% stamp duty)
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Notary costs: 0.5–1%
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Real estate agent: 3% (minimum €7,500)
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Lender closing costs: around 0.6%
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Land registration fee: 0.4–1%
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Due diligence fee: €800–1,600
The exact costs depend on the region and the type of property you buy. To be on the safe side, we advise clients to budget around 14% on top of the purchase price.
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Case example: ​
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To start investing in Barcelona, you generally need a minimum of €100,000 in cash. For personal use, you could get by with €50,000–60,000 in the Costa Brava.
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