What to expect
- One hour, ending with an open question round
- Worked example investments
- Your step-by-step route to a first purchase
Free webinar
Buy Real Estate in the U.S.
An hour on how international investors actually buy American rental property: the market as it stands, the full process, worked example investments, and the step-by-step route to a first purchase. Ends with an open question round.
Held in Dutch, with English sessions on request. If it is not a fit for you, we will say so.
What you will learn
An hour on how international investors actually buy American rental property: the market as it stands, the full process, worked example investments, and the step-by-step route to a first purchase. Ends with an open question round.
- 01
The market now
- 02
The process for foreign buyers
- 03
Concrete example investments
- 04
Your route to a first purchase
- 05
Questions
This is for you if
- You live outside the United States and have no American income or credit history
- You have roughly €50,000 or more in cash to invest
- You want rental income without running the property yourself
Probably not for you if
- You are looking for a listings site to browse
- You expect guaranteed returns
- You want to arrange every step of the purchase yourself
I invest in the same markets we buy in for clients, and I work between Europe and the American Midwest to do it.
On a first call I will tell you plainly whether this is a fit. If American property is the wrong move for you, I will say so.
Olaf
Olaf Groenewegen
Example deals
Three worked examples of the property types we buy, with the arithmetic we use to judge them. Illustrative figures, not offers, and not a projection of your return.
Duplex · Columbus
Columbus duplex
- $205,000
- Purchase price
- 13.6%
- Gross yield, incl. renovation
Cashflow · Cleveland
Two-unit duplex
- $145,000
- Purchase price
- 13.2%
- Gross yield
Scale · Columbus
Eight-unit multifamily
- $650,000
- Purchase price
- 11.7%
- Gross yield
Example deals based on property types and price levels we transact in. Every deal is underwritten individually before it is presented to you.
Questions we are asked most
How much capital do I need to start?
From roughly €50,000 in cash for a leveraged single-family purchase, covering the deposit, closing costs and a reserve. Larger buildings need proportionally more equity.
Can I get a mortgage without US income?
Yes. A DSCR loan is underwritten on the property's rent rather than on your salary or credit file, and is available to non-residents buying through a US entity.
What are the risks?
Property is not risk-free. Vacancy, repairs, interest rates and the euro–dollar exchange rate can all reduce your return, and you can lose money. The example figures we show are illustrative, not a projection of your return. In the webinar we go through how we underwrite each deal, and you can ask anything in the open question round.
Do I need to travel to the United States?
No. Entity formation, banking, financing and closing are all handled remotely. Clients who want to see the market join the quarterly Ohio tour, but it is optional.
How does the financing work?
With a DSCR loan, underwritten on the property's rent rather than your payslip. The maximum loan to value is 75% and the building needs a debt service coverage of at least 1.20×. No personal income or US credit history is required.
Free webinar
Register free
- One hour, ending with an open question round
- Worked example investments
- Your step-by-step route to a first purchase
Held in Dutch, with English sessions on request. If it is not a fit for you, we will say so.